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Why should you travel insured and how to hire the best travel insurance?

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    When organizing a trip, it is normal to have many expenses and for those of us who live in Latin America, we know how difficult it is to save. Buying airline tickets and planning a trip requires money and one usually leaves travel insurance for the end or worse decides to travel without travel insurance. (serious error)

    Of course, you think you’ll never have to use travel insurance, who thinks about getting sick during a trip? So to “spend” money on a service that I won’t have to use…

    But what happens when you need to go to a doctor, have an accident or break a tooth during a trip? Taking out travel insurance is not “spending” money, but an investment in our health, safety and confidence.

    A bad experience away from home can turn into a real nightmare.

    Is it necessary to take out travel insurance?

    This answer may not be what you are expecting, but yes, it is necessary to travel with travel insurance, because prevention is better than cure and being away from home, health costs can ruin our trip.


    We understand you, because we have been in your place.

    Laru traveled for the first time at the age of 23 and of course did not want (nor did he want to allocate money) to buy insurance. Her grandparents gave her the money and her mother forced her (literally) to travel with insurance… And thank goodness. As soon as he crossed into Bolivia he needed to use it and then on two more occasions, otitis and stomach decomposition.

    If you want to know a little more we tell you about our experience using travel insurance. From there we travel safely

    Because it is not only peace of mind for us, but also for our family, who will have to solve any situation in case something happens to us.

    We know that you no longer like the idea of hiring insurance and on top of that there is so much information that you do not know which one to hire. That’s why we’re going to talk about how to choose the best travel insurance for you.

    What happens when we get into an accident and don’t have travel insurance?

    When things happen, it is when we are gripped by fear and above all when we have to pay.

    Two things can happen. One positive and one negative. The optimal situation will be that you are treated in a public hospital and that they accept to treat you as a tourist. (and of course it depends on the situation of each country, since there are countries like the USA where medicine is very expensive and a simple consultation can cost around USD 350.

    The unwanted situation will be that you are treated but then you have to pay the hospital or you may have a legal problem (depending on the costs of your care).

    Here we share two articles of serious situations of people who traveled without insurance.

    Can I take out insurance while already traveling?

    If you are already traveling and do not have your travel insurance, first we are going to reassure you and tell you that if you have been out of your country of residence for less than two years you can take out travel insurance while already traveling (and more too).

    But if you have to know that all travel insurance has a lack of a few days from the start date of coverage.

    The grace period can be during the first 3 to 10 days from the start of the insurance, which depends on the company.

    During this period, the use of insurance benefits is not entitled. Therefore, we recommend that before purchasing travel insurance pay attention to what is the duration of grace of it.

    Based on the lack it is important that you know that you can not use insurance already being sick or with an emergency. We have received several messages like these, and the reality is that it does not depend on us. For example, this was a query we received in our YouTube video.


    It is important to take care of the patient, to be followed by the patient, but it will happen at such a time that there is a lot of work and pain. For to come to the smallest detail, no one should practice any kind of work unless he derives some benefit from it.

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